Mounting debts can cause you to lead an anxious life. Constantly worrying about how to take care of your family while getting rid of your debts can take a toll on your mental as well as physical health. Not only can you end up losing your home, car, and other possessions, your child’s long-term future might also be at stake. Additionally, constant struggles with your spouse may lead to your marital life heading towards divorce. If you do not want any of this to take place, make sure that you find the help ofan experienced insolvency attorney who specializes in debt consolidation and bankruptcy.
What are the best ways to find a bankruptcy lawyer in Chandler, Arizona?
The best way to find a bankruptcy lawyer in Chandler, Arizona is to ask around. Filing for bankruptcy is quite common, thus there is a chance that somebody in your friend circle or a family member might have needed the services of a bankruptcy attorney. You could ask them for references. Do not forget to mention that you might be looking for a lawyer who specializes in foreclosure or repossession cases if you fear that in your case. Also, ask them how their experience was with the lawyer. Were they helpful, considerate, and discreet about your situation, and what was the outcome of the case?You could also consult a lawyer you previously hired for bankruptcy attorney referrals. The US Bar Association list can also turn up the names of bankruptcy lawyers in Chandler, Arizona along with their ZIP codes. This way you can find a specialist attorney near you with ease.
Personal bankruptcy chapters
Personal bankruptcy can be filed under either Chapter 7 or chapter 13. The former, also known as liquidation bankruptcy, involves liquidation of non-exempt property. You do not need to pay anything else to get your debts discharged. Chapter 13 is also known as the wage earner’s plan. In this case,a repayment plan is developed by your lawyer through which your creditors are paid. This plan is functional once approved by the bankruptcy court in Chandler, Arizona.
Cost of bankruptcy in Chandler, Arizona
The cost of a bankruptcy filing in Chandler, Arizona depends on which chapter you are eligible forand the court you are filing in. Since the lawyers charge varying amounts, you need to get as many quotes as possible from your list of recommended lawyers to know which one you can afford. Apart from the lawyer’s fee you also need to pay for court and counselingcharges. On an average, chapter 13 bankruptcy make cost you $2000. However, you can have this included in your repayment plan if you cannot afford to pay the lawyer the lumpsum money.
Use your discovery meeting wisely!
The discovery meeting offered free of cost by most law firms, is an excellent chance to assess the functioning of the law firm, the knowledge, and expertise of your lawyer and their legal team as well as whether they have the time to devote to your case. The knowledge of the paralegals with respect to bankruptcy chapters is also important. Additionally, you should also feel comfortable discussing your personal finances with the lawyer. If you think you can trust them to be available for your emotional support and can handle your case efficiently to get you a discharge, you can go ahead and sign the contract to be on a way towards a debt-free life.
You can call (888-297-6203) to hire experienced and skilled bankruptcy lawyers of Dallas law firm.